The 21st Century ROAD to Housing Act, a bipartisan bill aimed at addressing the U.S. housing affordability crisis, is set to become law without President Donald Trump’s signature. The legislation, passed by Congress in June with overwhelming support, will automatically become law by July 10 if Trump does not veto it within the 10-day window. House Speaker Mike Johnson confirmed the bill was sent to Trump’s desk on June 29, but the president has refused to sign it, leaving its fate to constitutional default.
Public Support for Housing Reforms
A Housing Narrative Lab/Voss Research survey found 78% of Americans support policies increasing affordable housing supply, with backing across party lines. Similarly, Redfin’s survey showed 77% believe governments should make homeownership more affordable, reflecting widespread concern over rising costs.
Key Provisions of the Bill
The bill proposes several reforms, including:
- Streamlining federal regulations to speed up housing development.
- Restricting institutional investors to curb speculative buying.
- Incentivizing local governments to reduce zoning barriers.
State-Level Impact: Ohio’s Housing Challenges
Ohio, despite its historically affordable housing, has seen home prices rise 65% since January 2020. The state also faces a shortage of “missing middle” homes—duplexes, triplexes, and small townhomes—which experts say are crucial for expanding homeownership opportunities. Only 3% of Ohio homes are duplexes, a historically affordable housing option.
Expert Perspectives
While the bill is seen as a step forward, experts caution it will not immediately solve all housing problems. The legislation focuses on long-term reforms rather than immediate relief.